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Loan Officer

Published on 09.09.2021

Job Ad & Profile Description

Position : Loan Officer

We are looking for Loan Officers.

Job Responsibilities:

  • Evaluate loan applications and documentation by confirming credit worthiness.
  • Sales of retail products and services to potential customers by making proactive sales effort.
  • Improve loan applications and documentation by informing applicants of additional requirements.
  • Rejects loans by explaining deficiencies to applicants.
  • Analyses the financial viability of clients who seek to acquire loans for homes and businesses.
  • Conducts preliminary interviews with loan applicants.
  • Gives recommendations to clients on the type of lending program they should avail, including term and payment schedule.
  • Review all loan documents and agreements to make sure these are all complete, valid, and according to the bank’s guidelines.
  • Approve or disapprove loan applications based on merit and level of financial viability.
  • Meet with clients who have difficulty keeping up with the loan amortization schedule and adopt a proactive position to win/win solutions.
  • Help customers by answering questions; responding to requests.
  • Maintain customer confidence by keeping loan information confidential.
  • Accomplishes bank mission by completing related results as needed.
Required profile for job ad : Loan Officer

Job Requirements:

  • Candidates should possess an OND, HND or B.Sc Degree in any field
  • Must have 1-2 years of work experience.
  • Must not be more than 35 years old
  • Must have a flair for Sales/Marketing
  • Good communication skills
  • Very smart and articulate
Job criteria for job ad : Loan Officer
Job category :
Accounting, controlling, finance
IT, new technologies
Sales
Industries :
Consumer goods
Edition, printing
Event, receptionist
Handling
Marketing, communication, media
Employment type :
Permanent contract
Region :
Lagos
City : surulere
Experience level :
Less than 2 years
Educational level :
HND
Spoken language :
englishfluent
Number of Position(s) : 8

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